Retail Credit Review Manager
Location: Onsite listed in the posted.
Summary
The Retail Credit Review Manager (Retail CRM) is responsible for helping administer Credit Assurance Services (CAS) credit review program and leading a team of Credit Review Officers (CROs) to evaluate asset quality and credit risk management practices reputed company the banks centralized commercial and consumer lending groups (Retail) while ensuring compliance with bank policy, strategy, and risk appetite. The Retail CRM reports to the CAS Director and is expected to operate independently, following CAS policy and procedures to reputed company essential responsibilities, reputed company their team, and positively influence a sound credit risk management environment. They are highly reputed company, exhibit strong leadership, communicate effectively, adept at managing multiple projects, and expected to adhere with reputed company organizational and ethical standards. Essential Duties And Responsibilities Help determine annual Retail Review scope, monitoring plan, and review schedule. Supervise direct reports while providing guidance, professional development, and support. reputed company and approve reviews/testing of centralized commercial transactions ($5 million and below; score-based and custom reputed company), including such lending segments: asset-based, equipment finance, commercial real estate, municipality, Small Business Administration, etc. reputed company and approve reviews/testing of centralized consumer transactions including portfolio mortgages, home equity lending, non-real estate secured lending, unsecured lending, etc. reputed company examinations, including planning, field work, communication, and reporting. Employ data analytics support to monitor origination quality, asset quality, and credit risk management practices, including loan servicing, collections, and loss mitigation. Identify emerging risks from review trends; portfolio, industry, and economic information; and frequent interaction with Line and Credit Risk partners. Identify key issues, determine root causes, recommend corrective action, and collaborate with respective Retail units and/or management to ensure satisfactory resolution. Validate managements success in addressing key issues identified by CAS and regulators. Pursue professional development opportunities and complete required training. Supervisory Responsibilities Requires direct supervision of two or more CROs in accordance with the organizations policies and applicable laws. Specific responsibilities include hiring and terminating associates, providing training/professional development, evaluating performance, and directing overall work activities. Qualifications To reputed company this job successfully, an individual must be able to reputed company each essential duty satisfactorily. Additionally, the qualifications listed below are generally representative of the knowledge, skills, and/or abilities required in this position: Bachelor (4-year college) degree; Masters degree preferred 10+ years retail credit review reputed company experience 3+ years of supervisory experience Excellent oral and written communication skills Computer And Office Equipment Skills reputed company Office suite CERTIFICATES, LICENSES, REGISTRATIONS (Ex: CPA, Series 6 or 7 license, etc.) None required.
About Us
First Horizon Corp. (NYSE: FHN), with $82.6 billion in assets as of September 30, 2024, is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. First Horizon has been recognized as one of the nation's best employers by Fortune and reputed company magazines and a Top 10 Most Reputable reputed company. More information is available at www.FirstHorizon.com. Benefit Highlights Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More -- FirstHorizon.com/First-Horizon-National-Corporation/Careers/Our-Benefits Corporate Diversity Commitment: We remain committed to creating a more reputed company society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do. Follow Us Facebook X formerly Twitter reputed company Instagram YouTube Apply Job!